Learned alot about financial stress and that I was not alone. We'd like to turn this around and resolve your issue ASAP. Grain app review: Small lines of credit with no Cleo app review: Small cash advances for members, Can only access up to 50% of your paycheck, Fees may apply depending on where you have funds deposited, Full benefits are available only if your employer participates. Compare price, features, and reviews of the software side-by-side to make the best choice for your business. Explained my issue & he definitely assisted what agent Jane E messed up on. Optional, only if you want us to follow up with you. Ronnie was a FABULOUS agent to work with. Have a blessed day. Hi Victor,We sincerely apologize for your negative experience. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. We think it's important for you to understand how we make money. Since its inception in 2012, the company has worked with over 1500 organizations and served 2 million+ users to collectively withdraw over $5B in earned wages. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. payactiv has an overall rating of 3.4 out of 5, based on over 61 reviews left anonymously by employees. Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. They don't care at all.. don't use payactive..please don't. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Latest Reviews. Youll also pay a $1.99 fee if you are picking up a cash advance at a Walmart Money Center. Otherwise, it charges these two types of fees: When you request an advance, Payactiv can send the money to your bank account, debit card or a Walmart Money Center. ray. Financial insights With the mobile app you can get financial advice, budgeting tools, tips on saving and a way to track your spending. There are many popular cash advance apps available today that can help people avoid high-interest credit card cash advances or predatory payday loans. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Customer service rep Zachery Marshall was very polite and patient. Funds accessed using Payactiv will show as a deduction on your next paycheck. There are no fees or interest charges associated with your payday cash advance. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business. Like other cash advance apps, Payactiv also offers financial wellness services. Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|, Credit Karma Credit Builder (McBurberod Financial, Inc.) NMLS 2057952 |. 2023 GOBankingRates. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). Meanwhile, I will be overdrawn due to lack of funds. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. and you know what happened Payactiv closed the account after asking for a bunch of documents, from bank statements to utility bills. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. All five stars is for Ned not this company.I've been having an issue since Feb 10. Chase Mortgage Review: Competitive Rates and a Generous Homebuyer Grant Program. There is no fee to load money on your prepaid Visa card or to use your card in many locations, including at 37,000 MoneyPass ATMs across the country. But it also has 116 complaints on the website and received only 2.63 stars from BBB customer reviews. 2023 Trustpilot, Inc. All rights reserved. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. :). Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. I have been using payactiv for almost 3 years now and they never get my hours worked right. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. He did everything that others couldn't, get me my money and not once did he tell me to wait a few hours or wait another 24. . Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. Editorial Note: This content is not provided by PayActive, Empower or Dave. Learn how we maintain accuracy on our site. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Be sure to include your Employer's name, Employee ID, and Mobile number. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. We use dedicated people and clever technology to safeguard our platform. 1 Standard rates for data and messaging may apply from your wireless provider. Horrible business and customer service. They cant help you resolve any issues. They provide their employees lunch and a nice work atmosphere. Agent assisted me and resolved my issues very quickly. Payactiv is the Consumer Financial Protection Bureaus first approved EWA provider. Its privacy policy states that it discloses customer information to third parties necessary to facilitate the delivery of its services but tries to limit the information provided. We use dedicated people and clever technology to safeguard our platform. Depending on the transfer mode, each transaction can cost the employee between $1 and $2.99. Shout-out to Davis for always assisting correctly, answering in timely manner & not giving any run arounds or lies! Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Have a blessed day. You can receive a cash advance of up to 50% of a day's pay. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more. Oops! 243 total. :). Support for the Payactiv App, Payactiv Card, transactions, signing up, and more, Id like to offer Payactiv to my employees, Learn about how Payactiv products help your employees and boost your business. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. Find out how we combat fake reviews. I would definitely recommend payactiv due to amazing and outstanding customer service that I received, Hi Monica,Thank you for taking the time to write a review about your experience. One of our representatives will be reaching out to you shortly to assist you. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. Instant funding is available for free through a Payactiv card or for a fee if you send the funds to another account. . One of our representatives will be reaching out to you shortly to assist you. It's compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). We'd like to turn this around and resolve your issue ASAP. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. Otherwise, read on! I was extremely frustrated before calling and speaking with Ava. These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks About Payactiv Your employer may also need to share your name and employee ID, along with your information about when you clock in and clock out. Advertisement AN Angelica reviews US Updated 4 days ago Better with certain agents She was kind and courteous and advised me that the previous agent I spoke with was able to resolve my issue. If you have Payactiv from work, you will see hours worked and your current earnings in the app and you can transfer the accessible amount to your bank, card or get as cash. research/editorial team. We always try our best to do our job well, and your kind words make it all worthwhile. I just being honest tho this company is no good. :). Employees that do not wish to pay a transaction fee every time they withdraw their earned wages may not use Payactiv frequently. 1 CONNECT Work your way Get company announcements, pick up shifts, and get reminders and alerts from work. Hi Bella,Thank you for taking the time to write a review about your experience. This product doesn't have any reviews yet. Hi Tasha,We sincerely apologize for your negative experience. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. so i contacted pay activ due to some account issues. Finder is a registered trademark of Hive Empire Pty Ltd, and is used under license by Anyways 5/5 for Davis M! We believe that building a financial technology business requires more than great technology and amazing design. Learn more at www.payactiv.com. Ned is the highlight of this company compared to the 25+ agents I've spoken too. I'm so grateful to have had the wonderful customer service he was able to provide for me. You can make up to three cash advance transactions per pay period. :), Very pleasant and understanding respectful and kind .Very tech savvy and was able to take care of my problems with being kicked out of my account almost every single day I've had a hard time with past customer service not understanding what I need help with , but this person was able to remain calm , empathetic,and made sure each situation was fully addressed and resolved. New York, NY, 10016. EWA has not worked for a while. Hi Courtney,Thank you for taking the time to write a review about your experience. However, we'd like to learn more about your situation and what exactly happened. Companies can ask for reviews via automatic invitations. We always try our best to do our job well and your kind words make it all worthwhile. You can also easily lock lost or stolen cards. Payactiv is part of a growing trend of apps that offer low-cost alternatives to a more traditional option: the payday loan. You can get your paycheck two days in advance but only if you sign up for a Payactiv Visa Prepaid Card. Applying for PayActiv is easy. Always & foreithe best! Please mention App reviews in the subject line of your email so that we can assist you in a timely manner. We're available 24/7/365. Advances can reach 50% of your earned wages though some employers may limit how much you can borrow.